Terms and Conditions for Silverguard App

By accessing or using the Silverguard app (the "App") available at https://silverguard.app, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, do not use the App. Continued use constitutes acceptance of these Terms.

1. Nature of the App

The App is a personal journaling tool designed for self-reflection and personal use only. It is not a medical device, diagnostic tool, or treatment service. The App does not provide medical advice, diagnosis, or treatment for any health condition. Consult a qualified healthcare professional for medical concerns.

2. Disclaimers and Limitations

• Accuracy: The App may contain errors, inaccuracies, or omissions. We do not guarantee the reliability, completeness, or suitability of any content generated or provided.

• No Liability: By using the App, you release and hold harmless Silverguard, its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, losses, or expenses (including legal fees) arising from your use of the App, including but not limited to reliance on its content, data loss, or any indirect, incidental, consequential, or punitive damages.

• As-Is Basis: The App is provided "as is" and "as available" without warranties of any kind, express or implied.

3. Subscription and Cancellation Policy

• Subscriptions are billed in advance for the selected term (e.g., monthly or annually).

• Cancellation: You may cancel at any time, but the subscription will remain active until the end of the current billing term. No refunds or credits will be provided for partial terms or unused portions.

• No Refunds: All payments are non-refundable, except as required by applicable law.

4. General Provisions

• Governing Law: These Terms are governed by the laws of the State of Michigan, USA, without regard to conflict of laws principles.

• Changes: We may update these Terms at any time. Continued use after changes constitutes acceptance.

• Entire Agreement: These Terms constitute the entire agreement between you and Silverguard regarding the App.

Last Updated: January 15, 2026. For questions, contact [email protected].