Privacy Policy for Silverguard App

This Privacy Policy ("Policy") explains how Silverguard ("we," "us," or "our") collects, uses, and protects your information when you use the Silverguard app (the "App") at https://silverguard.app. By using the App, you consent to the practices described in this Policy. If you do not agree, do not use the App.

1. Information We Collect

• Personal Information: We may collect identifiable information such as your name, email address, and payment details when you create an account, subscribe, or contact us.

• User-Generated Content: Journal entries, notes, and other data you input into the App.

• Usage Data: Automatically collected information like device type, IP address, browser details, and interaction logs to improve the App.

2. How We Use Your Information

• To provide and maintain the App, including account management, journaling features, and customer support.

• To process payments and subscriptions.

• For internal analytics to enhance App performance and user experience.

• Anonymized Data Use: We may anonymize or aggregate your user-generated content (removing all personal identifiers) to use for research, AI model training, product development, or other business purposes. This anonymized data cannot be linked back to you and is not considered personal information.

3. Sharing Your Information

• No Sharing of Personal Data: We will NEVER share, sell, rent, or disclose your personal information or identifiable user-generated content with third parties, except as required by law (e.g., subpoenas) or to protect our rights.

• Service providers (e.g., payment processors) may access limited data under strict confidentiality agreements, but only to perform services for us.

• In the event of a merger, acquisition, or asset sale, your information may be transferred, but we will notify you.

4. Data Security

We implement reasonable security measures to protect your information from unauthorized access, loss, or alteration. However, no system is completely secure, and we cannot guarantee absolute security.

5. Your Rights

• Access, update, or delete your personal information via your account settings or by contacting us.

• Opt-out of certain uses (though this may limit App functionality).

• For EU/UK residents: Additional rights under GDPR, including data portability and objection to processing.

6. Retention

We retain personal information as long as needed for the purposes outlined, or as required by law. Anonymized data may be retained indefinitely.

7. Children's Privacy

The App is not intended for children under 13. We do not knowingly collect data from them.

8. General Provisions

• Changes: We may update this Policy. Continued use after changes constitutes acceptance. We will notify you of material changes.

• Governing Law: This Policy is governed by the laws of the State of Michigan, USA.

• Contact: For questions, email [email protected].

Last Updated: January 15, 2026.